Everyone loves trivia. But not everyone is good at trivia. To level the playing field, each trivia player is teamed up with two anonymous players. The highest team score takes home the weekly trivia award. Trivia has never been this easy.
The real goal of the Givling community is to help crowdfund student loan and mortgage debt. Whoever earns the most Givling "Queue Points" enters the crowdfunding box, which means every one from that point forward is crowdfunding for that player. To add to the fun, we have simultaneous players entering the crowdfunding box weekly.
We understand that not everyone has the ability to crowdfund. Which is why we offer a variety of ways for the student loan community to play for free, including: two free trivia plays a day, free Queue Point spins, and participation in the Free$50K and Free$10K queue award games.
I hardly know where to begin, this has been such a long time coming and I have thought about what I would say a million times but now that it is here I can barely find the words to describe my happiness and excitement. Thank you to Givling for doing this to changing lives and thank you to the wonderful Givlings, I have met so many great people through this app and have always appreciated the thoughtful, encouraging, inspirational, and kind Givlings who participate in this cause every day.
I am Givling #64893. It’s funny because normally I find being known by a number to be very cold and impersonal but this number actually has a lot of meaning to me because it has been with me every day for nearly 5 years. I remember when I became 64893, I stumbled upon this interesting website in November of 2015 that said it was crowdfunding student loans and I signed up and started playing it religiously pretty much from the first day I had it.
I have watched it grow and develop into what it is today which has been really interesting and exciting to see. Givling has been a part of my life for so long now that I can hardly remember what it was like before I started playing. Through good and bad and ups and downs playing this game has been a constant for me and I am very honored to have had this experience and humbled to be in the position to have my loans paid by all the Givlings who are as passionate about it as I am. I will be a Givling for life.
So a little about my journey, I grew up in a very small town in central Missouri and could not wait to escape out into the world. I went to college right after high school and since my family didn’t have the resources to help me with school I worked 2 jobs to cover living expenses and took loans to cover school costs. In 2003, I had about 22-23 thousand dollars in loan when I finished school and my mother had taken out some parents plus loans for me that I was supposed to start paying back after I got “a good job”.
Fast forward a few years to the great recession, I was unemployed for most of 2008 because I had been selling new construction homes but I quickly became unemployed with the collapse of the housing market and during that year my life fell apart and I lost everything.
I was one step away from homelessness for a while and my loans fell into default. Because of this the government graciously bestowed a large penalty on top of my defaulted balances and between that and the next 4 years of getting back on my feet the interest kept accruing.
In 2011 I began rehabilitating of my loans and in 2012 I completed rehabilitation and decided to get a more practical degree. I began an online program so I could continue to work my job as a catering operations manager in Manhattan which had very sporadic hours and made going to traditional classes impossible.
My employer didn’t offer tuition assistance so I had to take loans out again and by the time I graduated in 2016 my combined loan total with interest and penalties was 69,000 dollars not counting the parents plus loans that my mom had to defer for over a decade while she waited for me to get that “good job” so those balances just ballooned as well.
I am finally in a much better place these days overall. I believe that everything happens for a reason and that fate leads us down the path that we should be on. If it were not for the hard times I have experienced I would not have gained the skills and knowledge that have brought me to where I am today. I am grateful for the struggles and disappointments I have had just as much as the successes.
The lessons I learned while I rebuilt my life after the recession helped me when I transitioned into my banking career in 2015 and the experience of helping clients rebuild their lives, like I had to do, and meet their goals successfully with empathy and understanding for their circumstances has enabled me to progress in my career to a point where I have been able to start carving my path to financial freedom and this money just made the distance to the end of that path so much shorter and more manageable.
My goals with this pay off will be to eliminate half of my remaining student loan balances so I can lower my payments and use the rest to pay down my mortgage, eliminate the mortgage PMI so I can build more equity and within the next couple years I can consolidate that Parents Plus loan into my home and free my mother from having to carry my debt any longer so she can finally enjoy her retirement.
Once again, from the bottom of my heart, thank you very much! This has changed my life.
Meet Candace Killian from Hastings, Florida. Candace is the current Givling in the $50,000 loan funding spot. Here is Candace's story:
First I want to thank Lizbeth, the bears, and the entire Givling community. I've been a givling since almost the beginning, I joined in May (I think) of 2015. I'm #9036. I thought it was such a cool concept and have been a believer ever since.
My student loan story is similar to many of yours. Growing up I had so many adults around me telling me that if I go to college I'll get a good job making lots of money. Nobody told me what it would be like to take on large amounts of student debt or what an entry level job was. I couldn't understand why anyone would spare any expense when it came to college or why anyone in their right mind would choose not to further their education at all.
I went to Jacksonville University, a small private university in Jacksonville Florida. I majored in Marine Science with a double minor in Chemistry and Psychology and graduated $72,000 in debt. Ever since I was little I wanted to be a dolphin trainer. It wasn't until after I graduated that I realized how difficult it was to get a job like that and how little animal keepers are actually paid.
I did end up getting a really cool job at a small zoo in St. Augustine called the St. Augustine Alligator Farm Zoological Park. I got to do everything I wanted to do except instead of dolphins it was with reptiles. I took care of them, trained them, and did educational shows. The only problem was that as dangerous as it was to work with 13 ft alligators and crocodiles, it didn't pay much more than minimum wage. It was really hard to pay my student loans plus rent and every day living expenses.
Eventually I was able to get a better paying job as a park ranger at the GTMNERR - Guana Tolomato Matanzas National Estuarine Research Reserve (say that three times fast!). I was a ranger for six years and then was promoted to the Resource Management Coordinator. Now I oversee the rangers.
I also have a part time job as a server at The Reef, a really awesome seafood restaurant right on the beach. It's only been in the past two years between both of my jobs and my husband's job that we actually have some money left over at the end of the month.
Finally with some stability in our lives, my husband and I at 37 and 38 years old, decided it was time to start a family. Our first baby is due on December 10th!
Thanks to Givling and this amazing community the final $12,000 of my student loans will be paid off and the remaining $38,000 will go toward a down payment on our first house!
Bear hugs to you all,
Coming Soon. Please bear with us as
In January of 2017, I literately went to Google and searched “ways to pay off student loans.” Givling popped up, so, I went for it. Having nothing to lose, I downloaded and played...for like two days...then I just stopped using the app. And to be honest, I’m not sure what prompted me to get back on the app, but I’m really glad I did.
I started interacting with Givling (again) in September of 2017. I used to be a timer-every-hour guy. I maxed out on spins nearly everyday, never missed a free-play, did as many sponsors as I could that didn’t cost a fortune, and just started climbing the orange queue. Thankfully, the app evolved into the current 30 spin model and I got some freedom back. Not doing a timer every hour was huge...especially with a very active three year old (born Christmas Day of 2016).
My education backstory is pretty simple; nothing too special. I stretched my Bachelors in Communications (Evangel University) to six years and had the student loans to show for it. After graduation in 2006, I found myself working fun/random jobs, but never really found something I wanted to do forever. In August of 2009, I decided to head back to school (Missouri State University) and begin a Masters in Student Affairs in Higher Education. And again...I took out student loans. In the moment, you really don’t think about the consequences. ‘That was future Tony’s problem,’ I thought.
From there, I’ve served as a Director of Transfer Admissions at Drury University, a small private liberal arts university; a Resource Assistant serving Missionary Kids across the globe for the Assemblies of God World Missions; and a Resident Director at my alma mater, Evangel University. Working with college students has become my life. I wouldn’t trade it for anything.
Combined with my wife Katie (a Pediatric Nurse), we had just around $125,000 in student loans in 2013. Seven years later, we are down to just over $32,000...which means this additional $40k will completely ERASE our loans. Truly an answer to prayer.
We have been consistently praying God would do something “crazy” with our finances almost our entire marriage (Star Wars Day 2013). It’s just crazy to think about how far we’ve come since totaling up that loan debt so many years ago. God is good and this is proof He can use anything and anyone to bless His people...even an app on your phone.
Hi there, I am Lynda! I now live in Florida. I grew up in upstate New York where it is beautiful but cold. I moved to Florida to be able to be in paradise 365 days a year. Anywhere with sun and the beach are my favorite places.
I started playing Givling about 3 years ago. I played every single day no matter what. I did this in order to help my daughter pay down some of her student loans. She started college at 16 years old so there was not enough time to save, which led to many many loans.
My two daughters are my everything. I love them to the moon and back! I play Givling for my daughter Stefanie who has many loans. This $10K Givling Award will help pay some of her college loans. The Navient loan should be paid first and whatever is leftover should go to pay down her Great Lakes Loan.
A word of advice for all Givlings, play every single day! You have to be in it to win it!!
Thank you so very much. This is truly the best day of our lives!!
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